The 2025 Homeowner’s Guide — Nationwide Insight with Indiana Expertise A roof leak is one of those moments that stops homeowners cold. You spot a brown stain on your ceiling after a storm, or worse, a drip from the attic. The question comes fast: should you repair the leak or replace the whole roof? Across the country, millions of homeowners face the same decision every year. In Indiana, where summer storms and icy winters punish shingles, it’s even more common. The right ans